Two months ago, I failed to notice that my AMEX minimum payment had increased by $2. I pay my bills automatically through a biller, on time—every month—for four years. Called in. Rep credited the fee. I questioned the practice, but appreciated the exception.
This month, I see that I was charged a $39.00 late fee. Oops! [...]
Are Annuities Right for You?
How many times have you gone to meet with a financial advisor and they offer you an annuity? How many times have you heard about how awful annuities are? The truth is annuities very rarely make good investment vehicles.
In light of the recent market volatility, variable annuities are being reintroduced to [...]
This article is printed with permission from ChristianPF. Jason writes at Redeeming Riches where he helps others Restore Their Money and Renew Their Minds. Check out his 10 Money-Saving Tips to Stash $10,000 post for some great ideas on saving more money and be sure to Subscribe to Redeeming Riches to catch more of Jason’s posts!
ChristianPF was one of [...]
We live in tough times. Those who are not unemployed are under-employed. Many people agonize between taking a second job and family time. My goal is to share with you some resources that allow you to earn extra income for your family from the comfort of your own home on your schedule.
Many of these examples [...]
Getting and staying out of debt should be your number one goal when you first start getting serious about your finances. So many people in the world are in financial debt that it’s easy to assume that this should be the first step for many people. Many people find the thought of paying off all of [...]
Today, I sat at my desk trying to find an excuse, any excuse not to go meet with my financial planner about my 401k rollover. I say that as though I have been meeting with her for a long time. Quite the contrary, this was only my second meeting.
I had my grumpy pants on. I [...]
The other day, I was cleaning out an old wallet when I found a check—for $12 big ones! One problem: it was expired. Now, I am not a wealthy woman; my family is firmly entrenched in the middle class. That $12 would have come in handy back in July 2007, when it expired. I sat [...]
Changing your spending habits is hard, or at least, it can be—especially if you feel like you’re having to give up all the spending comforts that make you happy, like buying mocha lattes, splurging on the latest Apple gadgetry, or pampering your pooch with special treats. This, you reason, is what makes life worth living. [...]