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	<title>Comments on: Rollover Your 401k and Build a Road to Retirement</title>
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	<link>http://helpyourselfblog.com/2010/02/rollover-your-401k-and-build-a-road-to-retirement/</link>
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		<title>By: bloominglater</title>
		<link>http://helpyourselfblog.com/2010/02/rollover-your-401k-and-build-a-road-to-retirement/comment-page-1/#comment-151</link>
		<dc:creator>bloominglater</dc:creator>
		<pubDate>Mon, 01 Mar 2010 04:31:30 +0000</pubDate>
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		<description>Shawanda - thanks! it took me almost three years! it bothers me when i think about it, but all i can do is try to course correct now. just curious, do you mind sharing with me why you chose the traditional instead of the Roth? the Roth sounded pretty darned good to me, but i don&#039;t know very much about it. i agree with the contributions - better to have more than you need, than not enough. then again, you could be using that for your 100% downpayment on your house. =) good luck with that. what a great idea!  </description>
		<content:encoded><![CDATA[<p>Shawanda &#8211; thanks! it took me almost three years! it bothers me when i think about it, but all i can do is try to course correct now. just curious, do you mind sharing with me why you chose the traditional instead of the Roth? the Roth sounded pretty darned good to me, but i don&#039;t know very much about it. i agree with the contributions &#8211; better to have more than you need, than not enough. then again, you could be using that for your 100% downpayment on your house. =) good luck with that. what a great idea!</p>
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		<title>By: Shawanda</title>
		<link>http://helpyourselfblog.com/2010/02/rollover-your-401k-and-build-a-road-to-retirement/comment-page-1/#comment-150</link>
		<dc:creator>Shawanda</dc:creator>
		<pubDate>Mon, 01 Mar 2010 04:14:12 +0000</pubDate>
		<guid isPermaLink="false">http://helpyourselfblog.com/?p=769#comment-150</guid>
		<description>I&#039;m glad you took action and rolled over your old 401(k). It took me a year and a half to roll over my 401(k) into a traditional IRA. After 3 years at my current employer, they&#039;ve finally decided to add contributions to our 401(k) plans. I&#039;m so excited! I thought of reducing my contribution by the amount my employer contributes, but have decided against it. I&#039;d rather have too much in there than not enough. Plus, I have a little catching up to do since I underfunded my retirement at the beginning of my career and suspended contributions during 2008 and 2009.  </description>
		<content:encoded><![CDATA[<p>I&#039;m glad you took action and rolled over your old 401(k). It took me a year and a half to roll over my 401(k) into a traditional IRA. After 3 years at my current employer, they&#039;ve finally decided to add contributions to our 401(k) plans. I&#039;m so excited! I thought of reducing my contribution by the amount my employer contributes, but have decided against it. I&#039;d rather have too much in there than not enough. Plus, I have a little catching up to do since I underfunded my retirement at the beginning of my career and suspended contributions during 2008 and 2009.</p>
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